General Steps and Process of Transfer of Property
Step 1. The buyer should be agreed on rates.
Step 2. During the time of acceptance of token money (Generally 10% of total property value), All terms and conditions. All payments are mentioned clearly. The property buyer handed over token money.
Step 3. All receipts of the payments are handed over to buyer immediately
Step 4. At the time of clearance of 10% or during the time of token money (The agreement to Sale is signed)
Step 5. All payments to be cleared by buyer during specified period of time.
Step 6. Transfer of Property is done at the time of clearance of all payments.
Few things Buyer/ Seller should know or clarify before Transfer of Property
1. The figures of the Payments to be made should be documented before token.
2. The time and date by which the payments to be made should be clearly documented before the token.
3. Buyer should be aware of Transfer Charger in case of Builder’s Property
4. List of documents buyer will get should be documented before token.
5. Terms and conditioned should be clarified in case of any cancellation of deal.
6. Buyer should disclose if he going for a loan against property
Home Loan on Re-Sale of Property
1. Buyer should clarify if he is going for a loan against property.
2. Buyer should check if home loan/ property loan is available on the property he is willing to buy.
3. Buyer should know that not every bank gives loan on the basis of Agreement of Sale or on 10% payments.
Kindly contact us for LIC Housing Finance:
1. Home Loan queries
2. Loan Possibility & Process of loan during Re-sale of any Property
3. Whether Property in Noida/ Greater Noida/ Yamuna Expressway is approved from the bank for home loan
4. How much loan can be given on any property.
Mr. Mohan has been associated with us since 2007 and he has been assisting our clients from his excellent services. He generally take care of Home Loan cases for LIC Housing Finance.
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